Although the economy is soft and consumer confidence remains low, new data from the National Association of REALTORS® shows positive signs for the future.

Here are 10 key facts to understand today's market.

1. The economy is growing, though slowly. 2. The private sector is finally creating jobs. 3. Consumer confidence remains low, though clearly off bottom. 4. The 30-year mortgage rate is at generational lows and housing affordability is at a generational high.

5. The national median-home price is stabilizing. 6. Home-price measurements are showing price stabilization. 7. Home price-to-income ratios have returned to fundamentally justifiable levels. 8. Economists expect price increases in coming years 9. Delinquencies are high but recent loan originations are performing well. 10. Patient home owners acquire substantially more wealth over the long term than renters.

To see the statistics behind these facts, download the full NAR research report, Market Facts in Uncertain Times > (PPT: 1.39MB)